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2026-10-26·

We Verified the Last 46 Programs on This Site. 16 Didn't Survive.

Chime's affiliate program is dead. Casper doesn't have one. ThriveCart's real commission structure was nothing like what we had listed. What closing out the unverified list actually found — and the 16 programs we removed because nothing confirmed they existed.

This directory started with a rule: nothing gets listed unless its terms are confirmed against the program's own source. For months that left a long tail of programs sitting unverified — not wrong, just unconfirmed, and therefore kept out of search results entirely. We spent a session working through the last 63 of them. Here's what that actually turned up.

Programs that are just gone

Chime's affiliate program paid $10.80 per enrollment through FlexOffers. Checked today, FlexOffers' own listing shows Program Status: Deactivated. The rate is still quoted across a dozen roundup sites as if it's live.

Ally Invest (Ally Bank's brokerage arm) is the same story — $40 per new account opened, also through FlexOffers, also now showing Deactivated.

LendingClub rebranded to Happen Bank, National Association. Its only public referral mechanism now is a Personal Loan Referral Program restricted to "designated borrowers" — not a publisher program at all.

None of these were hard to find. They just required reading the actual network listing instead of trusting a figure that's been copy-pasted since whenever the program was last alive.

"Affiliate program" that's actually a customer referral scheme

This was the single most common finding in the batch: a brand's only public earn-money mechanism is a referral program restricted to its own existing customers, dressed up in affiliate-sounding language but structurally closed to publishers.

Casper — the only public program is an "Advocate" referral scheme, FTC-disclosure language and all, administered directly by Casper.

Fundrise — an Invitation Program that explicitly requires the referrer to already be a Fundrise client, paid in share vouchers, not cash.

Policygenius — Refer-a-Friend, capped at $300/year, paid as Amazon gift cards.

Grove Collaborative — "Green Rewards," $25 per successful referral.

Marcus by Goldman Sachs — a 1.00% APY rate boost for referring a friend to open a savings account.

Hims & Hers and Imperfect Foods — both the same shape: a customer referral link, not an open program.

WHOOP — confirmed by a thread on WHOOP's own community forum, started by someone trying and failing to find a real affiliate program to join.

None of these are secretive or broken. They're honest about what they are, once you read past the word "affiliate" in a menu link. The distinction matters because it changes what you can tell your audience: a referral link only works if the reader is already about to become a customer anyway, which is a different pitch than an open commission program.

Real numbers, once we found the real page

A few programs we'd marked unverified turned out to have perfectly normal, confirmable terms — the old URL on file was just wrong.

ThriveCart's actual program page (not the login-gated /affiliates URL we had on file) lays out a tiered recurring structure: 20% for your first 2 referred sales, climbing to 55% at 200+, paid monthly for as long as the customer stays subscribed. The 35%-flat figure previously listed here had no real source — this is meaningfully more generous at scale and meaningfully less generous starting out.

Babbel's EU partner program pays up to €75 per App subscription sold, €80 for Babbel Live, through Impact.

NatureBox pays $15 per new member for content sites — and just $1 for coupon sites, a distinction that's easy to miss if you only read the headline rate.

Revolve pays a flat 5% on all orders, confirmed on its own (now hard-to-find) affiliate page.

iRobot runs through CJ Affiliate with a 30-day cookie, confirmed on about.irobot.com/affiliates after the old URL moved.

Sephora runs on Rakuten Advertising, commission on all 200+ brands it carries, no brand restrictions.

In most of these cases the program was never actually hard to verify — it was just filed under a URL that had quietly moved or redirected, and nobody had gone back to check.

What we deleted instead of leaving noindexed forever

Sixteen programs got a genuine, multi-angle search — brand site, network search across Impact/CJ/Awin/Rakuten, agency-hosted listings — and turned up nothing. Rather than leave them sitting unverified indefinitely, we removed them from the directory entirely: ASOS, BetterHelp, Blue Apron, Brilliant, Care/of Vitamins, Credible, Credit Karma, Glossier, Green Chef, Greenlight, MasterClass, NerdWallet, Nest (Google), Ring, Ruggable, Talkspace.

Two of those are worth a specific note. NerdWallet and Credit Karma aren't absent because we couldn't find their program — they don't run one. Both are themselves affiliate-driven comparison sites; they're the ones placing affiliate links into other companies' products, not offering a program of their own for publishers to join.

For the rest, the honest answer is we don't know whether a program exists. Several — Ring, Nest — are Amazon/Google-owned hardware brands that may route entirely through Amazon Associates rather than running anything standalone. Others simply have no affiliate, partner, or ambassador link anywhere on their own site, in any footer, nav, or help article we could find. A listing with nothing behind it is worse than no listing at all, so they're gone rather than parked.

Where that leaves the directory

Every program listed here now has a confirmed, sourced set of terms — or an honest note explaining exactly what's known and what isn't. That was always the point of the "verified" badge in the first place; this was just the work of actually finishing the list rather than letting the unconfirmed tail sit there indefinitely.

Browse what's confirmed in the directory.

Keep reading

How to Start Affiliate Marketing in 2026 — A Practical GuideSkip the hype. Here's what affiliate marketing actually involves, what it realistically earns in year one, and the specific steps to build a sustainable income from it.How Affiliate Cookies Work — And Why the Window Matters More Than the RateA 30-day cookie and a 90-day cookie on the same product can differ by half your income. Here's what cookie windows actually do, and where attribution quietly breaks.CPA vs Revshare vs Recurring: Which Payout Model Actually Pays More?The same referral can be worth $50 or $600 depending on the payout model. Here's how to run the arithmetic before you pick a program.
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